Research & Guides
General Information and Blog Posts from our team — in-depth shopping research, buying guides and dealership updates.
Blog Post 08/06/2026
If you're planning to finance your next vehicle, your credit score can make a big difference in the loan offers you receive. The good news is that you don't need years to make progress—with a little planning and a focused approach, you can strengthen your credit profile in just a few months. Find out how to get a better car loan below!
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Blog Post 07/10/2026
Having an auto loan that's higher than the actual value of your car is a drag, but it doesn't mean you're stuck. Whether you decide to change up your monthly payment routine or look into a refinance, you can close that gap and get your finances back on track. Here are some solutions for an upside down vehicle loan to help you get back on track financially.
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Blog Post 07/10/2026
When you're trying to buy a truck or a car, but your credit isn't where it should be, bumping your score up by 100 points won't happen overnight, but it is possible over time. How long it takes for your numbers to move depends mostly on where you're starting out, what your past credit looks like, and the specific habits you choose to fix. Let's look at how to raise your credit score before buying a car here
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Blog Post 07/10/2026
Paying off your car loan early is usually a great move, but knocking out that balance ahead of schedule can actually impact your credit profile in a few unexpected ways. In fact, depending on what the rest of your history looks like, it can sometimes cause your credit scores to take a dip. But you don't have to worry—it's only temporary.
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Blog Post 07/10/2026
When you’re out shopping for a new truck or SUV, credit checks are just a normal part of dealing with lenders and dealership finance managers. Even though these checks can clip your score a bit, the actual impact is pretty minor and doesn't last long. Let's break down exactly what happens to your credit score when you apply for a car loan.
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Blog Post 06/26/2026
If you have bad credit and little or no money for a down payment, buying a vehicle may seem out of reach. Many shoppers assume that lenders require a large down payment before they'll consider an application, especially when credit scores are less than perfect.
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Blog Post 06/26/2026
Buying a used car in 2026 also means financing options to consider, but one question still confuses many shoppers: how much down payment is actually enough? While there is no single requirement that applies to every auto loan, the amount you put down can significantly affect your monthly payments, interest rate, and overall loan approval chances.
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Blog Post 06/26/2026
If you’re dealing with negative equity on your vehicle, you’re not alone. An upside-down car loan happens when you owe more on your car than its current market value, which can make trade-ins more complicated and potentially more expensive if you’re not careful.
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Blog Post 06/26/2026
When shopping for a vehicle, one of the first questions many buyers ask is how to cover the down payment. While cash, trade-ins, and bank transfers are the most common options, some consumers wonder whether a credit card down payment is possible. The answer depends on the dealership, the amount being charged, and the terms of your auto financing agreement.
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Blog Post 05/27/2026
If you’re trying to finance a car with little or damaged credit, a lender may require a cosigner, someone with better credit who agrees to take on the loan with you, and step in to make payments if you don’t. In other words, they’re putting their own credit and finances on the line to help you get approved. That kind of support can make buying a car possible, but it also ties both of you to the same debt. Over time, that arrangement may no longer make sense. Whether your cosigner wants out or yo
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Blog Post 05/27/2026
If you’re thinking about adding a cosigner to improve your chances of getting approved for a car loan, the assumption is usually simple: better credit equals better odds. But what happens when your cosigner doesn’t have great credit either? The short answer is that a cosigner with bad credit can help, but it’s uncommon, and in some cases, it can actually work against you. Find out how lenders evaluate cosigners with poor credit scores.
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Blog Post 05/27/2026
When a borrower tries to get approved for a car loan, but their credit isn’t strong enough on its own, bringing in another person can make the difference between them driving something off the lot and walking home. That’s where cosigners and co-borrowers come in. Both can help you qualify for financing, whether it’s a car, home, or even a credit card. But once the loan is approved, the roles each person plays and what they’re responsible for look very different. Find out when to use a cosigner v
Read more →Pricing was accurate at the time of article writing. All pricing is subject to change. See the manufacturer and/or Dealer for up-to-date pricing.