Research & Guides
Loan from our team — news, events and updates from the dealership.
Blog Post 08/06/2026
If you're planning to finance your next vehicle, your credit score can make a big difference in the loan offers you receive. The good news is that you don't need years to make progress—with a little planning and a focused approach, you can strengthen your credit profile in just a few months. Find out how to get a better car loan below!
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Blog Post 07/10/2026
Having an auto loan that's higher than the actual value of your car is a drag, but it doesn't mean you're stuck. Whether you decide to change up your monthly payment routine or look into a refinance, you can close that gap and get your finances back on track. Here are some solutions for an upside down vehicle loan to help you get back on track financially.
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Blog Post 07/10/2026
Paying off your car loan early is usually a great move, but knocking out that balance ahead of schedule can actually impact your credit profile in a few unexpected ways. In fact, depending on what the rest of your history looks like, it can sometimes cause your credit scores to take a dip. But you don't have to worry—it's only temporary.
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Blog Post 07/10/2026
When you’re out shopping for a new truck or SUV, credit checks are just a normal part of dealing with lenders and dealership finance managers. Even though these checks can clip your score a bit, the actual impact is pretty minor and doesn't last long. Let's break down exactly what happens to your credit score when you apply for a car loan.
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Blog Post 06/26/2026
If you have bad credit and little or no money for a down payment, buying a vehicle may seem out of reach. Many shoppers assume that lenders require a large down payment before they'll consider an application, especially when credit scores are less than perfect.
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Blog Post 05/27/2026
If you’re trying to finance a car with little or damaged credit, a lender may require a cosigner, someone with better credit who agrees to take on the loan with you, and step in to make payments if you don’t. In other words, they’re putting their own credit and finances on the line to help you get approved. That kind of support can make buying a car possible, but it also ties both of you to the same debt. Over time, that arrangement may no longer make sense. Whether your cosigner wants out or yo
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Blog Post 05/27/2026
When a borrower tries to get approved for a car loan, but their credit isn’t strong enough on its own, bringing in another person can make the difference between them driving something off the lot and walking home. That’s where cosigners and co-borrowers come in. Both can help you qualify for financing, whether it’s a car, home, or even a credit card. But once the loan is approved, the roles each person plays and what they’re responsible for look very different. Find out when to use a cosigner v
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Blog Post 05/27/2026
If you co-signed a loan with your ex and now want out, you can ask to be removed, but there’s a possibility the lender won’t agree. Once you sign, you’re just as responsible for that debt as the primary borrower, and lenders don’t give that up easily. In fact, a large share of cosigners end up paying part (or all) of the loan themselves. Here's how to get out of a cosigned car loan after divorce or breakup.
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Blog Post 04/13/2026
Do you need an auto loan in 2026 but have bad or subprime credit scores? Understanding what lenders look for can make the process easier and faster. Whether you’re exploring traditional lenders or subprime auto financing options, being prepared with the right documents and expectations can improve your chances of approval.
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Blog Post 04/13/2026
Co-signing for an auto loan can help a family member or partner get approved for vehicle financing, but it comes with serious responsibilities and potential risks. When you co-sign for an auto loan, you agree to take on legal and financial obligations if the primary borrower fails to make payments.
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Blog Post 03/12/2026
Getting approved for a car loan with a very low credit score can feel nearly impossible, but poor-credit auto financing options are available. Borrowers with scores of 450 or lower may not qualify for traditional loans, yet subprime auto loans are designed to help people in this situation access reliable transportation.
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Blog Post 03/12/2026
Getting an auto loan with bad credit can feel overwhelming, but it’s not impossible. In 2026, there are still options for borrowers who don’t have perfect credit. Subprime auto loans are designed specifically for higher-risk borrowers with bad credit histories.
Read more →Pricing was accurate at the time of article writing. All pricing is subject to change. See the manufacturer and/or Dealer for up-to-date pricing.